The Title Process: A Seller's Guide

What does a title company do for sellers?

As a home seller in Texas, you may wonder what the title company's role is in your transaction. From contract to close, your title company does far more than prepare paperwork — they protect both you and the buyer throughout the process.

Opening Escrow

Once a purchase contract is signed, the title company opens an escrow account to hold the buyer's earnest money deposit. This neutral account ensures that funds are protected and disbursed correctly at closing.

The Title Search

The title company conducts a title search on your property — reviewing public records to verify your ownership, identify any outstanding liens, and confirm there are no legal claims that could affect the transfer of ownership.

What Sellers Are Responsible For

• •Providing payoff information for any existing mortgage
• •Clearing any outstanding liens or judgments
• •Signing all transfer documents at closing
• •Ensuring the property deed is accurate and ready to transfer

Closing Day

At closing, the title company prepares all transfer documents, calculates prorated taxes and fees, coordinates payoff of your existing mortgage, and ensures that the net proceeds are distributed correctly. Cottonwood Title & Escrow handles all of this with accuracy and care.